So according to the membership bonus list... I have a 20% experience increase active which I can swap out for a 4% damage to denizens and a 0.6% bonus to critical hits. I am currently level 90 and 80% of the way to 91. Would it be better to keep the experience or go with the increase damage and kill things at a faster rate to finish getting to dragon when I hunt alone? I currently have a l1 pendant, human crit bonus and lucky trait.
Also, I am assuming that next month when my membership renews it will cap out the experience bonus at the 25%, based off the math that would suggest the damage bonus would be capped at 5% and the crit bonus would be capped at 0.75%... or is my math off somewhere?