It'd be interesting to, in the future, let folks have different retirement lines. Not so much customized to a great extent, but rather something like..
"Has fallen in the line of duty, defending The Divine Order of Deucalion, the Righteous Fire, his soul claimed by Ugrach forevermore."
"Has fallen in the line of duty, defending Targossas, his soul claimed by Ugrach forevermore."
Etc etc. It allows you to have a retirement title that is slightly
customized to how you want your character's story to end (or rather, begin in a sense).
"Retiring to be a simple soldier of <x>, he has given up the adventuring life."
"Took to the seas, his sense of adventure never ceasing."
There, of course, would be requirements your character would have to meet for some of these.
Be in a Divine Order for defending it, be in a city, have a ship still under your name, be in the army, etc etc.
Literally anything is better than "HAS GIVEN UP THE ADVENTURING LIFE". It's treated as IC, and there's nothing to really say about how it ended for them. Where are they now? Did they just fucking die forever??? Who knows.
Thoughts, anyone? @Nicola @Makarios
too for posterity sake of the possibilities here.